Marching Bands, Drum/Bugle Corps, Color Guard and Percussion Organizations

Participation in band organizations offers individuals the chance to bring music to life through competitive events, yet it also carries the potential for accidents and injuries. For many families, medical insurance coverage may be inadequate, and steep deductibles could present significant financial hurdles. Additionally, schools and school districts face the risk of personal exposure to lawsuits stemming from participant injury claims.

Our Specialty Insurance Program for band organizations is specifically designed to alleviate the financial and emotional burdens associated with lawsuits or participant injury claims. Standard coverage includes accident and liability insurance, while optional enhancements such as equipment coverage, hired and non-owned automobile coverage, and additional higher liability insurance limits are also available. With our comprehensive insurance solutions, band organizations can navigate their activities with confidence, knowing they are protected against unforeseen risks and liabilities.

APPLY NOW

Apply now by filling out a quick and easy application below, the information will automatically be sent to our underwriting team and a quote will be sent out the same day.

Coverages Included

Pays the medical bills of injured staff members, instructors, and participants and volunteers.

Accident Coverage

General Liability Coverage

Provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims.

(Aggregates from 1 to 5 million)

Recognizing the distinctive risks inherent to athletic activities, our coverage goes above and beyond the essentials. We provide protection not only against standard liabilities but also against allegations of abuse or molestation. Additionally, our coverage extends to encompass professional liability for your adept instructors, officers, and volunteers. With our comprehensive approach, we ensure that you are fortified against the spectrum of potential challenges, empowering you to navigate your operations with confidence and security.

Abuse and Molestation & Professional Liability Coverage

  • Inland Marine (Equipment)

  • Hired & Non-Owned Automobile

  • Excess Liability

Optional Coverages

Questions?

Call or E-mail us. We’re always happy to help.

(239) 445-2002

Jarrod.Rook@Fdean.com