Low-Hazard Event Insurance 

Whether it's a birthday party, celebration, reunion, or a baby shower—it should be an occasion filled with laughter, love, and cherished moments. You deserve to bask in the joy and excitement of the planning and festivities without worry.

While we envision your event proceeding flawlessly, unexpected mishaps can occur. That's where we step in. FL Dean & Associates offers reliable insurance solutions at low cost. We have specifically designed our low-hazard special event program for those hosting smaller gatherings to protect their loved ones from potential emotional and financial strains resulting from unforeseen accidents. With our support, you can celebrate your special day with peace of mind, knowing that we’ve got you covered.

APPLY NOW

This application takes just minutes, with the option to pay and receive your policy documents almost immediately.

Low-Hazard Requirements: 5 days or less, Up to 500 people, One location. No participant coverage.

Coverages included

Provides protection against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the legal fees to defend against such claims.

General Liability Coverage


The importance of host liquor liability insurance lies in its ability to mitigate financial risks and legal liabilities associated with serving alcohol to guests. Without this coverage, hosts could be held personally liable for damages resulting from alcohol-related incidents such as injuries, property damage, or accidents caused by intoxicated guests.

Host Liquor Liability Coverage


Professional Liability Coverage


This essential coverage typically encompasses a range of liabilities, including negligence, copyright infringement, personal injury, and more. Help safeguard your reputation and assets now.