This plan does not cover any loss to or resulting from: • Suicide, self-destruction, attempted self-destruction or intentional self-inflicted injury while sane or insane. • War or any act of war, declared or undeclared. • Sickness, disease or any bacterial infection, except one that results from an accidental cut or wound or pyogenic infections that result from accidental ingestion of contaminated substances. • Voluntarily taking any drug or narcotic unless the drug or narcotic is prescribed by a Physician. • Covered Expenses for which the Covered Person would not be responsible in the absence of this Policy. • Injuries paid under Workers’ Compensation, Employer’s liability laws or similar occupational benefits or while engaging in activity for monetary gain from sources other than the Policyholder. • Injury caused by, contributed to or resulting from the Covered Person’s use of alcohol, illegal drugs or medicines that are not taken in the dosage or for the purpose as prescribed by the Covered Person’s Physician. • Service or Active Duty in the armed forces, National Guard, military, naval or air service or organized reserve corps of any country or international organization. • Services or treatment rendered by a Physician, Nurse or any other person who is employed or retained by the policyholder; or an Immediate Family member of the Covered Person. • Treatment of a hernia, OsgoodSchlatter’s disease, osteochondritis, appendicitis, osteomyelitis, cardiac disease or conditions, pathological fractures, congenital weakness, whether or not caused by a Covered Accident. • Damage to or loss of dentures or bridges or damage to existing orthodontic equipment, except as specifically provided in this Policy. • Eyeglasses, contact lenses, hearing aids. • Travel or flight in or on any vehicle for aerial navigation, including boarding or alighting from: While riding as a passenger in any aircraft not intended or licensed for the transportation of passengers.